Caser Home Insurance for expats in Spain

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To make the process as smooth as possible, when taking out home insurance be sure you have your NIE and Spain residence permit.

Like good neighbours, we’ll always be there when you need us

20% exclusive discount
only for expats

More than 2 million people
already entrust their home to Caser

Customise your insurance with optional coverage

Exclusive services designed for you: Travel assistance, Technical assistance at home, 24-hour telephone assistance in English ...

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Resolve your queries…

Contract

The insurance is in place as soon as you have paid the corresponding premium.

With Caser, you can choose the Coverage that you really need. As you can see in Coverage (link to Caser Home Insurance), there are four types. Basic Coverage and Civil Liability are mandatory parts of your policy. The Optional Coverages and Special Coverages can be added according to your requirements.

Coverage

Yes, you can insure the property as long as it is used as a house and complies with the required living conditions, however it will continue to serve a different legal purpose. What is not Coverageed are accidents that occur in the pursuit of a profession. If you are a painter or sculptor, therefore, or you renovate classic cars, it is better to have a specific place for this activity and a Professional Liability Coverage in place [link to Professional Liability Coverage].

The first thing that you must do is to take necessary measures to reduce the consequences of the incident, always within the margins of safety. Having done so, you should get in touch with Caser to inform us about the circumstances and consequences if the incident. Caser sets a maximum term of 7 calendar days since the event. For robbery, theft, assault and malicious acts, you must file a report which lists the objects which have been damaged or stolen.

Caser provides 24 h telephone assistance 365 days a year, as shown in the terms of your policy. What's more, if you are registered with our e-client, you can register a claim online. It's that easy.

Our premium calculator is designed to help you. With just a few simple questions we will suggest a value. The information that we need and that we will request throughout the process of calculating your premium is as follows:
 

  • Type of property
  • Area M2
  • Quality of the property
  • Use of the property
  • Province where the property is located
  • As well as to calculate the value of the property, this will help us to establish the value of your furniture and furnishings.

If you have insured the structure, i.e. the property, this damage is Coverageed, as long as the wind speeds that caused the damager were greater than 80km/h.

We answer your questions

The first thing that you must do is to take necessary measures to reduce the consequences of the incident, always within the margins of safety. Having done so, you should get in touch with Caser to inform us about the circumstances and consequences if the incident. Caser sets a maximum term of 7 calendar days since the event. For robbery, theft, assault and malicious acts, you must file a report which lists the objects which have been damaged or stolen.

Caser provides 24 h telephone assistance 365 days a year, as shown in the terms of your policy. What's more, if you are registered with our e-client, you can register a claim online. It's that easy.

Don't worry, it's normal. In order to verify intense rain or wind speed you will need to request a report from the relevant authorities .If damage is sustained to third party property, it will also be Coverageed by your Civil Liability insurance.

If you have insured the structure, i.e. the property, this damage is Coverageed, as long as the wind speeds that caused the damager were greater than 80km/h.

Yes, burglary from outbuildings is Coverageed as long as the outbuilding has its own lock and you have contents insurance Coverage. Damage caused during burglary or attempted burglary is also Coverageed. Nevertheless, remember that theft of jewellery or objects of special value is not Coverageed.